Flagship is a leading provider of business services, including credit card processing, mobile payment processing, and secure payment gateways. Flagship offers businesses an invaluable service to accept credit cards and process payments on their own. This hassle-free and low-cost option opens the door for small and medium-sized businesses to finally get ahead of the competition.
Pros
- No setup fees
- Free mobile app and slider
Cons
- No online pricing information (only individual quotes)
- No live chat
What’s on Offer
- Online transaction reports
- Preferred rates for major credit cards
- Free business account and shopping cart setup
- Real-time processing right on your website
- Mobile payment processing
- QuickBooks integration
Application Process
Flagship’s application process is quick and easy. In fact, it will only take you 10 seconds to fill out and submit the form. Here’s how.
- Go to the application form.
- Fill in your basic information, such as your company name, phone number, website, account type, and average sales amount.
- Submit it and wait for a representative to contact you to discuss your pricing and packages.
The best part about this app is that you don’t need to provide extensive information about your sales, revenue, or payments. A general idea of your average payment amount is enough, and there’s no need to upload files or scan documents. Plus, it’s free, and Flagship boasts one of the highest approval rates in the business services industry. Therefore, even businesses with poor credit or no credit history can apply for credit card processing services and get approved.
What’s Unique About Flagship?
Flagship is one of the most competitive credit card processing providers on the market. What’s more, its zero-fee policy really sets this company apart. Here’s what you get when you sign up with Flagship:
- A merchant account with Flagship Merchant Services and iPayment Processing
This will allow you to accept credit cards. It includes a free credit card terminal. This is an added bonus, considering that most businesses rent this equipment for a fee.
- Authorize.net Payment Gateway Script (Virtual Terminal)
This script will integrate with your website and allow your customers to make purchases directly on it using credit cards (instead of doing it manually).
- Authorize.net Virtual Terminal
This will allow you to process transactions directly from your computer (manual processing) for customers who, for some reason, cannot do it themselves.
- Mobile Payment Processor
The mobile processor is available for iOS and Android devices and includes an EMV-compatible card reader. MobilePay, a mobile payment app, offers a variety of features, including inventory management, transaction history, analytics, reporting, and more.
- iPad POS System: Accepts payments via iPad.
It is ideal for mobile businesses, as you can run it from your phone or web browser and accept payments wherever you are. While it doesn’t offer as many features as a dedicated POS system, it is definitely a great addition to the Flagship package.
The payment gateway acts as a shopping cart, making it an especially practical service for small businesses that don’t have their own shopping cart app. Furthermore, the partnership with Authorize.net gives Flagship several advantages over its competitors. First, it guarantees secure and reliable credit card payment processing from an industry leader. Second, Authorize.net offers a range of third-party apps and a flexible API for seamless and fast integration.
Funds are typically transferred to your bank account within two business days.
Customer Support
Our industry-leading customer support is available 24/7, so you’ll always have someone to contact if you have any issues. Flagship’s customer support is unique in that a dedicated representative will walk you through every step of the process, from start to finish. They’ll show you how to use the credit card terminal, how to initiate, authorize, and complete a transaction to access your funds, which software and hardware is best for your business, and what to do if an issue arises.
Pricing
Because every business has its own unique needs, Flagship tailors its fees and services accordingly. After a short phone call with a representative, you’ll receive a personalized quote that meets your company’s specific needs. Therefore, standard fees are not included in this review. However, prices start at 0.38% + $0.19 per transaction. Some fees include:
Online Account Fees – No Card Present
This includes gateway setup, website setup, and business account setup. Additionally, you won’t be charged any cancellation fees, and with no long-term contracts, you can decide month by month whether you want to continue using Flagship. The absence of this last fee is truly unique in the industry. You won’t even pay the $49 gateway setup fee that other Authorize.net customers are charged. You’ll also get a free mobile slider and mobile payment processing app. Flagship boasts security standards that protect against identity theft and Authorize.net’s “Preferred Reseller” status, ensuring the security of all your transactions.
Bottom Line
Flagship offers affordable credit card processing services for small and medium-sized businesses. With no upfront fees and low monthly fees, it’s the perfect solution for small businesses to offer this essential service to their customers. Friendly customer service and a simple cancellation policy make working with Flagship even better.