Flagship is a leading provider of merchant services, including credit card processing, mobile payment processing, and secure payment gateways. Flagship offers businesses an invaluable service to accept credit cards and process payments on their own. This hassle-free and low-cost option opens the door for small and medium-sized businesses to finally get ahead of the competition.
Pros
- No setup fees
- Free mobile app and slider
Cons
- No online pricing information (only personalized quotes)
No live chat
What’s on Offer
- Online transaction reporting
- Base rate for major credit cards
- Free merchant account and shopping cart setup
- Real-time processing right on your website
- Mobile payment processing
- QuickBooks integration
Application Process
Flagship’s application process is quick and easy. In fact, it only takes 10 seconds to fill out and submit the form. Here’s how to do it.
- Go to the application form.
- Fill in your basic information, such as your company name, phone number, website, account type, and average sales amount.
- Submit it and wait for a representative to contact you to discuss your pricing and packages.
The best part about this app is that you don’t need to provide a lot of information about your sales, revenue, or payments. All you need is a general idea of your average payment amount suffice, and there’s no need to upload files or scan documents. Plus, it’s free, and Flagship has one of the highest approval rates in the business services industry. So, even businesses with poor credit or no credit history can apply for credit card processing services and get approved.
What’s Unique About Flagship?
Flagship is one of the most competitively priced credit card processing providers on the market. Plus, its zero-fee policy really sets this company apart. Here’s what you get when you sign up with Flagship.
- Business Account with Flagship Merchant Services and iPayment Processing
This will allow you to accept credit cards. It includes a free credit card terminal. This is an added benefit, considering that most businesses rent this equipment for a fee.
- Authorize.net Payment Gateway Script (Virtual Terminal)
This script will integrate with your website and allow your customers to make purchases directly from your website by paying with a credit card (instead of doing it manually).
- Authorize.net Virtual Terminal
This will allow you to process transactions directly from your computer (manual processing) for customers who, for some reason, are unable to do so themselves.
- Mobile Payment Processor
The mobile processor is available for iOS and Android devices and includes an EMV-compatible card reader. MobilePay, a mobile payment app, offers a variety of features, including inventory management, transaction history, analytics, reporting, and much more.
- iPad POS System. Accept payments via iPad
It is ideal for mobile businesses, as you can launch it from your phone or web browser and accept payments wherever you are. It does not have as many features as a dedicated POS, but it is certainly a good addition to the basic package.
The payment gateway acts as a shopping cart, which makes it an especially practical service for small businesses that do not have their own shopping cart application. Moreover, the partnership with Authorize.net gives Flagship a number of advantages over its competitors. On the one hand, it guarantees secure and reliable processing of credit card payments by a leading company. On the other hand, Authorize.net offers various third-party applications and a flexible API for smooth and fast integration.
Funds are usually transferred to your bank account within two business days.
Customer Support
Our top-notch customer service is available 24/7, so you’ll always have someone to reach out to if you have any issues. Flagship’s customer service is outstanding, with a representative who will walk you through every step of the process, from start to finish. They’ll teach you how to use the credit card terminal, how to initiate, confirm, and complete a transaction to receive your funds, which software and hardware is best for your business, and what to do if an issue arises.
Pricing
Because every business has its own unique needs, Flagship tailors its pricing and services to those needs. After a short phone call with a representative, you’ll receive a personalized quote tailored to your unique business structure. Therefore, this review does not include total fees. However, pricing starts at 0.38% + $0.19 per transaction. Some fees include:
Online Account Fees – No Card Present
This includes gateway installation, website setup, and merchant account setup. Additionally, you won’t be charged a termination fee, and with no long-term contracts, you can decide month by month whether you want to continue using Flagship or not. The lack of this last fee is truly unique in the industry. You won’t even have to pay the $49 gateway setup fee that other Authorize net clients charge. You’ll also get a free mobile slider and mobile payment processing app. Flagship includes identity theft protection standards and Authorize.net’s preferred reseller security, ensuring all your transactions are safe.
Bottom Line
Flagship offers affordable credit card processing services for small and medium-sized businesses. With no upfront fees and low monthly fees, it’s the ideal solution for small businesses to provide this important service to their customers. Friendly customer service staff and a simple cancellation policy make working with Flagship even better.