Flagship is a leading provider of merchant services, including credit card processing, mobile payments, and secure payment gateways. Flagship offers businesses an invaluable service to accept credit cards and process payments in-house. Providing this seamless and low-cost option allows small and medium-sized businesses to finally gain a competitive advantage.
Pros
- No setup fees
- Free mobile app and carousel
Cons
- No online pricing information (only individual quotes)
- No live chat
What’s on Offer
- Online transaction reports
- Preferred rates for major credit cards
- Free merchant account and shopping cart setup
- Real-time processing right on your website
- Mobile payment processing
- QuickBooks integration
Application Process
Flagship’s application process is quick and easy. In fact, it should only take you 10 seconds to fill out and submit the form. Here’s how it works:
- Fill in the application form.
- Fill in your basic information, such as your business name, phone number, website, account type, and average sales amount.
- Submit your application and wait for a representative to contact you to discuss your pricing and packages.
The best part about this app is that you don’t need to provide a lot of information about your sales, revenue, or payments. All you need is a general idea of your average payment amount, and there’s no need to upload files or scan documents. Plus, it’s free, and Flagship has one of the highest approval rates in the business services industry. So, even businesses with poor or no credit history can apply for credit card processing services and get approved.
What’s Unique About Flagship?
Flagship is one of the most competitively priced credit card processing providers on the market. What’s more, their zero-fee policy really sets this company apart. Here’s what you get when you sign up with Flagship:
- Merchant account with Flagship Merchant Services and iPayment Processing
This will allow you to accept credit cards. It includes a free credit card terminal. This is a significant advantage since most businesses rent this equipment for a fee.
- Authorize.net Payment Gateway Script (Virtual Terminal)
This script will integrate with your website and allow your customers to make purchases directly on your website using credit cards (instead of doing it manually).
- Authorize.net Virtual Terminal
This will allow you to process transactions directly from your computer (manually) for customers who, for some reason, cannot do it themselves.
- Mobile Payment Processor
The mobile processor is available for iOS and Android devices and includes an EMV-compatible card reader. MobilePay, a mobile payment app, offers a variety of features, including inventory management, transaction history, analytics, reporting, and more.
- iPad POS System: Accept payments from your iPad.
Ideal for businesses that are constantly on the go, as you can use it from your phone or web browser and accept payments wherever you are. While it doesn’t offer as many features as a dedicated POS system, it’s definitely a great addition to the Flagship package.
The payment gateway acts as a shopping cart, making it a particularly practical service for small businesses that don’t have their own shopping cart app. Furthermore, the partnership with Authorize.net gives Flagship several advantages over its competitors. First, it guarantees secure and reliable processing of credit card payments by a leading company in the industry. Second, Authorize.net offers a range of third-party apps and a flexible API for quick and easy integration.
Funds are typically transferred to your bank account within 2 business days.
Customer Support
We offer excellent customer support, available 24/7, so you always have someone to contact if you have any issues. Our customer support team is distinguished by having a dedicated representative who will walk you through every step of the process, from start to finish. They will teach you how to use the credit card terminal, how to initiate, confirm and complete the transaction to receive your funds, which software and hardware are best suited for your business, and what to do in case of problems.
Pricing
Because every business has unique needs, Flagship tailors its fees and services to those needs. After a short phone conversation with a representative, you will receive a personalized fee that will meet your company’s specific requirements. Therefore, this review does not include general fees. However, prices start at 0.38% + $0.19 per transaction. Some fees include:
Online Account Fees – No Card Present
This includes payment gateway setup, website setup, and merchant account setup. What’s more, there are no cancellation fees, and with no long-term contracts, you can decide on a monthly basis whether you want to continue using Flagship. The lack of this last fee is truly unique in the industry. You won’t even have to pay the $49 payment gateway setup fee that other Authorize.net customers are charged. You’ll also get a free mobile carousel and mobile payment processing app. Flagship prides itself on identity theft-proof security standards and Authorize.net’s Preferred Reseller status, which ensures the security of all your transactions.
Bottom Line
Flagship offers affordable credit card processing services for small and medium-sized businesses. With no upfront fees and low monthly fees, it creates an ideal environment for small businesses to offer this essential service to their customers. A friendly customer support team and a simple cancellation policy make working with Flagship even better.
