BrightPath Home Loan Mortgage is offered by BrightPath Mortgage, LLC (NMLS #177208), a direct lender founded in 2001 and headquartered in Atlanta, Georgia. BrightPath Mortgage is available in 18 U.S. states.

KEY TAKEAWAYS

KEY TAKEAWAYS

• Wide selection of mortgage programs: BrightPath Home Loan Mortgage offers FHA, HomePath, USDA, VA, conforming and conventional mortgages.
• Specializes in multifamily housing. Offers mortgages only for multifamily housing, not single-family or manufactured homes.
• Standard interest rate types: BrightPath Home Loan Mortgage offers fixed-rate mortgages. Considers both personal and investment properties. Financing is available for primary
• residences, vacation homes, and even investment properties such as rental properties.
  A prepayment penalty applies. This means you will be charged an additional fee if you pay off your mortgage early.

  BRIGHTPATH HOME LOAN MORTGAGE PROS & CONS
• Charges an initial payment.
• Charges prepayment penalties.
• No guarantor option.
• Only available in 18 states.

• BRIGHTPATH MORTGAGE FAQ

  How much can you borrow via BrightPath Mortgage, LLC?

  BrightPath Mortgage allows you to borrow up to $2,000,000. Please note that the maximum loan amount also varies depending on the type of mortgage you choose, regardless of the lender.

  What mortgage rates does BrightPath Mortgage, LLC offer?

  Mortgage rates change daily based on market conditions and vary significantly depending on the type and term of the loan. For example, fixed-rate mortgages typically have higher interest rates than adjustable-rate mortgages, and jumbo loans typically have higher interest rates than conventional loans. Find the best available rate by requesting quotes from three or more mortgage lenders before choosing a mortgage.

  Do they charge mortgage origination fees?

  ?

Yes, BrightPath Mortgage may charge an origination fee.

What mortgage programs are available?

In addition to traditional mortgages, BrightPath Mortgage offers the following types of mortgages:

• FHA loans. FHA loans are mortgages insured by the FHA. They offer competitive mortgage interest rates and have less stringent qualification requirements.
• However, borrowers must pay a mortgage insurance premium. For example, you can apply for an FHA loan with a credit score as low as 580. Co-applicants are allowed, and you can qualify for up to a 3% down payment.

HomePath: Financing for the purchase and improvement of Fannie Mae-owned properties.

What property usage types does BrightPath mortgage allow?

• Some mortgage lenders limit the types of uses that borrowers can put on the mortgaged property. BrightPath Mortgage allows the following types of property uses:
• Primary residence
• Second homes and vacation homes
• Investment properties and home improvement projects
  

  What is the customer service phone number?

  BrightPath Home Loan Mortgage customer service phone number is (888) 222-6003.

What is the support contact email?

The support contact email address is admin@brightpath.com.