PeerStreet
Community Rating
Fees: PeerStreet charges a 0.25% to 1% servicing fee on the outstanding principal balance of each loan. There are no upfront fees for investors.
Minimum Investment: $1,000
Accredited Investor Only: Yes
Why We Chose It
PeerStreet is an excellent choice for accredited investors looking to diversify their real estate portfolio with debt investments. The platform offers access to high-quality real estate loans, focusing on short-term, high-yield opportunities. PeerStreet’s automated investing feature and robust due diligence process make it easy for investors to build a diversified portfolio while minimizing risk.
Pros & Cons
Pros:
- Access to a diverse range of real estate loans
- Low minimum investment of $1,000
- Automated investing option for convenience
- Robust due diligence process to vet investment opportunities
- Potential for high returns with short-term investments
Cons:
- Only available to accredited investors
- Investments are not liquid and can be tied up for months
- Platform fees can impact overall returns
Overview
PeerStreet offers accredited investors a unique opportunity to invest in high-quality real estate loans with relatively low minimum investments. The platform’s focus on short-term, high-yield debt investments allows for potentially attractive returns. PeerStreet’s rigorous due diligence process and automated investing feature provide added convenience and security for investors. However, the platform is only available to accredited investors, and the investments lack liquidity, which means funds can be tied up for extended periods. Despite these drawbacks, PeerStreet remains a compelling option for those seeking to diversify their real estate investments through debt.
Reliable Platform for Real Estate Debt Investments
PeerStreet offers a seamless experience for investing in real estate debt. The platform is user-friendly, with clear project details and impressive returns. Customer support is responsive and helpful. Ideal for diversifying your investment portfolio with real estate-backed loans.