Flagship is a leading provider of merchant services, including credit card processing, mobile payment processing, and secure payment gateways. Flagship offers businesses an invaluable service to accept credit cards and process payments on their own. This hassle-free and low-cost option opens the door for small and medium-sized businesses to finally get ahead of the competition.
Pros
- No setup fees
- Free mobile app and slider
Cons
- No online pricing information (only personalized quotes)
- No live chat
What’s on Offer
- Online transaction reporting
- Base rate for major credit cards
- Free merchant account and shopping cart setup
- Real-time processing right on your website
- Mobile payment processing
- QuickBooks integration
Application Process
Flagship’s application process is quick and easy. In fact, it only takes 10 seconds to fill out and submit the form. Here’s how to do it.
- Go to the application form.
- Fill in your basic information, such as your company name, phone number,
- website, account type, and average sales amount. Submit it and wait for a representative to contact you to discuss your pricing and packages.
The best part about this app is that you don’t need to provide a lot of information about your sales, revenue, or payments. All you need is a general idea of your average payment amount, and there’s no need to upload files or scan documents. Plus, it’s free, and Flagship has one of the highest approval rates in the business services industry. So, even businesses with poor credit or no credit history can apply for credit card processing services and get approved.
What’s Unique About Flagship?
Flagship is one of the most competitively priced credit card processing providers on the market. Plus, its zero-fee policy really sets this company apart. Here’s what you get when you sign up with Flagship.
Business Account with Flagship
- Merchant Services and iPayment Processing
This will allow you to accept credit cards. It includes a free credit card terminal. This is an added benefit, considering that most businesses rent this equipment for a fee. - Authorize.net Payment Gateway Script (Virtual Terminal)
This script will integrate with your website and allow your customers to make purchases directly from your website by paying with a credit card (instead of doing it manually). - Authorize.net Virtual Terminal
This will allow you to process transactions directly from your computer (manual processing) for customers who, for some reason, are unable to do so themselves. - Mobile Payment Processor
The mobile processor is available for iOS and Android devices and includes an EMV-compatible card reader. MobilePay, a mobile payment app, offers a variety of features, including inventory management, transaction history, analytics, reporting, and much more. - iPad POS System. Accept payments via iPad
It’s ideal for mobile businesses, as you can launch it from your phone or web browser and accept payments wherever you are. It doesn’t have as many features as a dedicated POS, but it’s certainly a welcome addition to the basic package.
The payment gateway acts as a shopping cart, making it an especially practical service for small businesses that don’t have their own shopping cart app. Furthermore, the partnership with Authorize.net gives Flagship a number of advantages over its competitors. On the one hand, it guarantees secure and reliable processing of credit card payments by an industry-leading company. On the other hand, Authorize.net offers a variety of third-party apps and a flexible API for smooth and fast integration.
Funds are typically transferred to your bank account within two business days.
Customer Support
Our industry-leading customer support is available 24/7, so you’ll always have someone to contact if you have any issues. Flagship’s customer service team features a dedicated customer service representative who will guide you through every step of the process, from start to finish. They will teach you how to use the credit card terminal, how to initiate, confirm, and complete a transaction to receive your funds, which software and hardware is best for your business, and what to do if you encounter any issues.
Pricing
Because every business has its own unique needs, Flagship tailors its pricing and services to them. After a short phone call with a representative, you will receive a personalized quote tailored to your specific business structure. Therefore, general fees are not included in this review. However, prices start at 0.38% + $0.19 per transaction. Some fees include:
Online Account Fees – No Card Present
One of the biggest advantages of using Flagship is that you will not be charged anything. Many companies charge large fees, such as sign-up fees, application fees, early termination fees, and door-opening fees, among others, which makes it difficult for small and medium-sized businesses to cover the initial costs of these services. With such exorbitant fees, many businesses today simply forgo this important aspect of doing business. That’s why it’s so comforting to deal with a company that understands and responds to the challenges of its customers. No setup or application fees demonstrate that understanding and compassion.
This includes setting up the gateway, setting up the website, and setting up the merchant account. Additionally, you won’t be charged a cancellation fee, and with no long-term contracts, you can decide on a monthly basis whether you want to continue using Flagship. The lack of this last fee is truly unique in the industry. You won’t even pay the $49 payment gateway setup fee that other Authorize.net customers are charged. You’ll also get a free mobile slider and mobile payment processing app. Flagship boasts identity theft-proof security standards and Authorize.net’s preferred reseller security, which ensures the security of all your transactions.
Bottom Line
Flagship offers affordable credit card processing services for small and medium-sized businesses. With no upfront fees and low monthly rates, it creates an ideal environment for small businesses to offer this essential service to their customers. Friendly customer service staff and a simple cancellation policy make working with Flagship even better.