EquityMultiple
Community Rating
Fees: Investment-dependent; typically range from 0.5% to 1.5% for joint equity investments, plus an origination fee. Additional fees may apply.
Minimum Investment: $5,000; most investments fall between $10,000 and $30,000.
Accredited Investors Only: Yes
Why We Chose It
Best for Accredited Investors
EquityMultiple incorporates a diverse range of real estate investments, from short-term to income and capital appreciation, with a range of projected rates of returns.
While minimum investment requirements typically range from $10,000 to $30,000, many offers have minimums near the low end of this range. Investors will find opportunities with a minimum investment of $5,000, enabling them to diversify their holdings within the platform.
Best for Transparency
The real estate project offers are clearly explained, and all relevant details are easily accessible from a one-page description.
This includes an analysis of tax and individual investment features. Links to additional documentation are easily accessible at the bottom of the comprehensive information page.
Pros & Cons
Pros
A wide variety of investment offers
Comprehensive offer details
Easy access to assistance via chatbot, email, phone, and FAQ
Range of minimum investment amounts and diverse lock-up terms
Cons
Target rates of return are estimates and not guaranteed
Investments are not FDIC-insured
Not available to non-accredited investors
Overview
EquityMultiple is a commercial real estate and technology firm that provides various private real estate investment opportunities to accredited investors. The company is highly selective, approving only 5% of the projects reviewed on its platform, and has distributed $425 million to date.
EquityMultiple organizes its investment offers into three categories: Keep, Grow, and Earn. Keep investments have the shortest terms and can be likened to cash equivalent and short-term debt offers. Grow investments focus on long-term capital appreciation. Earn investments are higher-yielding, with projected returns of 10% or more.
Investors can access details about the investment type, target return, and minimum investment amount before committing. The transparent offer description screen outlines the investment goal, target return range, redemption opportunities, security type, tax implications, and minimum investment amount. Each offer’s full-page description provides in-depth details, helping investors understand how it might fit into their portfolio.
Founded in 2015 and headquartered in New York, EquityMultiple serves approximately 48,000 registered investors.
Very Profitable
I have been investing with EquityMultiple for over two years and couldn’t be happier with the results. The platform is user-friendly, and the team is always available to answer any questions. The returns have been consistent, and I appreciate the transparency in each investment offer. Highly recommend!